About Us
Personal Account Services
Business Account Services
Online Banking
Other Services
Properties For Sale
Contact Us
Home






Rev. 09/2010

FACTS

WHAT DOES FIRST NATIONAL BANK OF NORWAY
DO WITH YOUR PERSONAL INFORMATION?
 

             Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

■ Social Security number and Income
■ Account Balances         and Payment History
■ Credit History                and Credit Scores

When you are no longer
our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First National Bank of Norway chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does First National Bank
of Norway share?
Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes -
to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We don't share

For our affiliates' everyday business purposes -
information about your transactions and experiences

Yes

No

For our affiliates' everyday business purposes -
information about your creditworthiness

No

We don't share

For nonaffiliates to market to you

No

We don't share

Questions? Call 906-563-9233 or go to www.norwaybank.com
Page 2                
Who we are
Who is providing this notice? First National Bank of Norway
What we do
How does First National Bank of Norway protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We maintain physical, electronic and procedural safeguards to protect your nonpublic personal information.

How does First National Bank of Norway collect my personal information?

We collect your personal information, for example, when you

■ open an account         or deposit money
■ pay your bills               or apply for a loan
■ use your credit or debit card

We also collect your personal information from other, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only

■ sharing for affiliates' everyday business purposes - information about your creditworthiness
■ affiliates from using your information to market to you
■ sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates

Companies related by common ownership or control. They can be financial or nonfinancial companies.

CFN LLC and MICHIGAN BANKERS TITLE OF THE UPPER PENINSULA, LLC

Nonaffiliates Companies not related by common ownership or control. They can be financial or nonfinancial companies.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.


 


About Us | Personal Account Services | Business Account Services | Online Banking | Other Services | Properties For Sale | Contact Us | HOME

First National Bank of Norway, Main Office • 501 West U.S. HWY 2 • Norway, MI 49870 • (906) 563-9233

Website designed and built by MediaPro Development, LLC
Privacy Statement